{"id":16085,"date":"2024-08-06T19:03:03","date_gmt":"2024-08-06T17:03:03","guid":{"rendered":"https:\/\/banquerichelieu.com\/our-offer"},"modified":"2025-11-18T10:06:37","modified_gmt":"2025-11-18T09:06:37","slug":"our-offer","status":"publish","type":"page","link":"https:\/\/banquerichelieu.com\/en\/our-offer","title":{"rendered":"Our Services"},"content":{"rendered":"\t\t
A personalized and pragmatic approach to legal and tax issues relating to the structuring, <\/b>valuation, and transfer of your portfolio. Our wealth planners help you to make the right decisions, <\/b>in cooperation with your usual advisors. <\/p>\n
<\/b><\/p>\n
<\/b><\/p>\n
Entrepreneurs\/Start-ups, Family shareholders, Shareholding executives:<\/b><\/p>\n
\u2022 Structuring of capital and governance (holdings, shareholder agreements, choice of structure, etc.)<\/p>\n
\u2022 Proactive solution in LBO or transfer<\/p>\n
\u2022 Switches between professional and private portfolios<\/p>\n
\u2022 Organization of the ownership of business real estate<\/p>\n
International mobility :<\/b><\/p>\n
\u2022 Real estate investments<\/p>\n
\u2022 Wealth planning transfer<\/p>\n
Private area:<\/b><\/p>\n
\u2022 Analysis and structuring of real estate and financial assets<\/p>\n
\u2022 Protection of family (life insurance, protection mandates, matrimonial property regime, etc.)<\/p>\n
\u2022 Transfer over one or more generations<\/p>\n
\u2022 Life assurance: drafting personalized beneficiary clauses<\/p>\n
Philanthropy :<\/b><\/p>\n
\u2022 Definition of the need according to your projects, support in choosing and setting up a philanthropic
vehicle (foundations, sheltered foundations, endowment funds, etc.) or in making donations<\/p>\n
\u2022 Tax, legal and financial aspects<\/p>\n
\u2022 Sharing experiences, connecting with philanthropists or other specialists<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t
We offer life insurance solutions which combine investments with tax efficiency, <\/b>assets protection and transfer benefit.<\/b><\/p>\n
<\/b><\/p>\n
French or Luxembourg open architecture contracts:<\/b><\/p>\n
\u2022 More appropriate individual agreement<\/p>\n
\u2022 Considering a potential international or cross-border environment.<\/p>\n
\u2022 Tax efficiency<\/p>\n
\u2022 Capital availability<\/p>\n
Wide range of management types and assets:<\/b><\/p>\n
\u2022 Discretionary portfolio management<\/p>\n
\u2022 Advisory management<\/p>\n
\u2022 Structured products<\/p>\n
\u2022 Private equity<\/p>\n
\u2022 Real estate<\/p>\n
\u2022 Capital guarantee in euro funds<\/p>\n
\u2022 Specialised Insurance Fund \/ Dedicated fund (equities\/ETF…)<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t
We offer high-quality solutions<\/b> to diversify your assets <\/b>and delegate your portfolio management <\/b>to seasoned financial market professionals.<\/b><\/p>\n
We develop tailored investment strategies aligned with your unique financial objectives, tax considerations, investment horizon and risk profile.<\/p>\n
Our portfolios are built under the supervision of our investment managers, using open-architecture financial instruments and carefully selected listed securities.<\/p>\n
Our approach promotes international diversification – investing in equities beyond Europe – as well as thematic investment choices and disciplined monitoring of the bond market across all segments (investment grade, high yield, sovereign, etc.), all of which support sustainable, longterm performance.<\/p>\n
Additionally, our team can assist you in defining a bespoke management policy tailored to your individual requirements as part of our dedicated service offering.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t
Our financial market experts will support you in your investment decisions. <\/b>You benefit from personalized, proactive advice , while remaining the sole decision-maker in your choice of investment opportunities.<\/b><\/p>\n
This offer allows you to :<\/b><\/p>\n
\u2022 Access to a dedicated advisor<\/p>\n
\u2022 Keep control of your investment decisions<\/p>\n
\u2022 Have direct access to all asset classes, international equities, external funds, Richelieu funds, bonds, ETF, structured products (tailored by a dedicated team)<\/p>\n
\u2022 Experience tailor made investment advices<\/p>\n
We support our clients in making strategic decisions related to financing, as well as mergers and acquisitions (M&A). <\/p>\n Structuring financing solutions:<\/strong><\/p>\n – Equity – We help companies consolidate their equity to finance growth and acquisitions.<\/p>\n – Private debt – We assist companies in issuing and placing private debt.<\/p>\n – Restructuring – We support companies in analyzing and optimizing their financing solutions, including asset mobilization.<\/p>\n – Alternative financing – We support our customers in structuring alternative financing via asset-backed financing, in particular by implementing securitization mechanisms.<\/p>\n <\/p>\n Mergers & acquisitions:<\/strong><\/p>\n – Sale mandates – We advise management teams on the sale of their company, subsidiaries or group activities.<\/p>\n – Acquisition mandates – We support companies in their external growth strategy, by identifying and contacting relevant acquisition targets.<\/p>\n <\/p>\n Strategic advisory:<\/strong><\/p>\n \u2022 We partner with companies and institutions to define their growth strategy and design related business plans.<\/p>\n \u2022 We optimize financing strategies and implement smart alternatives.<\/p>\n We cultivate close relationships with our clients, offering the agility and Our execution trading desks give you direct access to the various global markets, in an open architecture.<\/b><\/p>\n \u2022 Global market equities in various currencies<\/p>\n \u2022 Richelieu and external UCIs, French and international<\/p>\n \u2022 ETF, Trackers, and Warrants<\/p>\n \u2022 European and international bonds (government and private bonds, fixed or variable rates, in euros and foreign currencies)<\/p>\n \u2022 Structured products & Derivatives (options)<\/p>\n \u2022 Currencies (Forex) & Commodities market<\/p>\n \u2022 Precious metals market<\/p>\n Our experts can provide you, at any time, with latest market information in order to help you to optimize your portfolio.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t Term deposits :<\/b><\/p>\n \u2022 Various maturities available<\/p>\n \u2022 Attractive rates, in euros, dollars, or GBP<\/p>\n \u2022 Corporate and sovereign debt<\/p>\n \u2022 Various maturities available<\/p>\n \u2022 Diverse business sectors<\/p>\n \u2022 Capital guaranteed or protected on maturity<\/p>\n \u2022 Various maturities available<\/p>\n \u2022 Guaranteed or conditional coupon<\/p>\n \u2022 Daily liquidity<\/p>\n \u2022 Limited credit risk on the issuer<\/p>\n \u2022 Flagship monetary fund<\/p>\n \u2022 Fixed income strategies<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t We select a diversified Private Equity offering, covering various investment strategies, sectors and geographical areas.<\/b><\/p>\n \u2022 Uncorrelated from financial markets<\/p>\n \u2022 With high expected return (TRI)<\/p>\n \u2022 Optimized holding investment strategies<\/p>\n \u2022 Reduced cash<\/p>\n \u2022 Unsecured<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t We deliver private banking lending solutions within tight deadlines to:<\/b><\/p>\n \u2022 Refinance your real estate acquisitions<\/p>\n \u2022 Diversify the asset classes in your portfolio<\/p>\n \u2022 Keep your financial assets invested<\/p>\n \u2022 Deliver Asset and Liability Guarantees for your business transfers<\/p>\n This enables us to issue a loan agreement with a short time frame.<\/p>\n You may use your securities held in our books as collateral for our financing We develop tailor-made investment solutions and services for institutional clients, financial intermediaries, companies and independent financial advisors. <\/p>\n <\/b><\/p>\n<\/p>\n We offer a wide range of strategies and dedicated investment solutions<\/p>\n in line with our clients\u2019 needs.<\/p>\n <\/p>\n \n A comprehensive range of collective investement solutions<\/b><\/span><\/p>\n \u2022 Monetary funds – Our flagship fund, Hugau Moneterme is one of the best in class since 2007.<\/p>\n \u2022 Corporate bond funds – Hugau Obli 1-3 and Hugau Obli 3-5 have an excellent performance track record, recognized by several Lipper Awards in France and Germany.<\/p>\n \u2022 Diversified funds – Our multi-asset management approach seeks to deliver consistent long-term performance through diversification across equities, fixed income and alternative strategies.<\/p>\n \u2022 Equity funds – Our actively managed equity funds aim to deliver long-term growth by investing in carefully selected stocks across global markets, combining rigorous research with a disciplined investment approach.<\/p>\n \u2022 Dedicated funds – Tailor-made funds providing bespoke investment solutions aligned with each client\u2019s goals and risk appetite.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Your portfolio manager will offer you specialized investment expertise that meets your long-term wealth plan.<\/b><\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t
\n<\/strong><\/p>\n
responsiveness that are essential in complex financial operations. <\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
You can invest in a wide range of investment securities:<\/b><\/p>\n
Direct access bond portfolio:<\/b><\/p>\n
Fixed-rate structured products:<\/b><\/p>\n
UCITs and dedicated funds:<\/b><\/p>\n
Long-term investment:<\/b><\/p>\n
Our short decision-making process as well as our ability to handle complex matters, are designed to meet your requirements.<\/b><\/p>\n
solutions. These securities may be supplemented by residential property
held as real estate collateral. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\tOur experts remain at your disposal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t