a company entirely at your service
Our Services
Paris - Lyon - Monaco
Abu Dhabi* - Zurich
* Sister company
Wealth Management
LIFE INSURANCE
Discretionary Portfolio management
ADVISORY MANAGEMENT
Wealth Management
A personalized, pragmatic approach to the legal and tax issues involved in structuring, enhancing and passing on your assets. Take the right decisions, in collaboration with your usual advisors.
Entrepreneurs / Start-ups, Family shareholders, Management shareholders :
Structuring capital and governance (holding companies, shareholders’ agreements, choice of structure, etc.)
Anticipation of the sale, particularly in the context of an LBO or transfer (Dutreil pact)
Balancing business and private assets
Organization of business real estate ownership
International mobility :
Real estate investments
International transmissions
Private sphere :
Analysis and structuring of real estate and financial assets
Protection of family and loved ones (contingency plans, protection mandates, matrimonial property regimes, etc.)
Transmission over one or more generations
Life insurance: drafting personalized beneficiary clauses
Philanthropy :
Define your needs in relation to your projects, assist you in choosing and setting up a philanthropic vehicle (foundations, sheltered foundations, endowment funds, etc.) or in making donations.
Tax, legal, accounting and financial aspects
LIFE INSURANCE
As bond yields have risen, so have the yields on insurance companies’ euro funds. Returns can be doubled if capital is partly invested in units of account for a period defined by the insurer.
A must-have envelope :
- Tax advantages
- Capital availability
- Capital guarantee on euro funds
- Increased returns on euro funds
Flexible management :
- Discretionary Portfolio management
- Advisory Management
- Structured Investment Product
- Private Equity
- Real estate
So, more than ever, life insurance, whether French or Luxembourg-based, is an essential asset management solution.
Discretionary Portfolio management
For investors wishing to diversify their investments and entrust the management of their portfolio to experienced financial market professionals, we offer customized solutions.
We design investment strategies tailored to your personal and tax situation, your financial objectives, your investment horizon and your risk tolerance.
Our investment policy, steered by our Group strategist, coupled with a rigorous selection of financial instruments in open architecture and live securities, enables us to create portfolios in life insurance contracts, capitalization contracts, securities accounts and PEAs.
Our offer is distinguished by a high proportion of international equity investments, outside Europe (including in PEAs), thematic choices and rigorous monitoring of the bond market in all sub-segments (investment grade, high yield, sovereign…), a source of long-term performance.
Our teams can also help you define a customized management policy as part of our dedicated offer.
ADVISORY MANAGEMENT
We offer you a tailor-made service, with a team of financial market experts on hand to help you make the right investment decisions.
You benefit from proactive, personalized advice, while remaining the sole decision-maker in your choice of investment opportunities.
This tailor-made solution lets you :
- Talk to a dedicated advisor
- Stay in control of your investment decisions
- Access to all asset classes: international equities, external funds, in-house funds, bonds, ETFs, structured investment products (custom-made by a dedicated team)
- Benefit from an analysis of each of them
- Customized reporting
Your manager will provide you with expert investment advice, tailored to your long-term wealth planning.
DIRECT ACCESS TO MARKETS
CASH MANAGEMENT
PRIVATE EQUITY
PRIVATE BANKING LENDING SOLUTIONS
DIRECT ACCESS TO MARKETS
Our Order Reception/Transmission service is the link between you and the financial markets. It gives you direct access to the world’s markets, in an open architecture. Our experts will support you, to enable you to place your stock market orders and manage your investments independently.
This service allows you to invest in a wide range of investment vehicles:
- Shares listed worldwide in all currencies
- In-house and external French and foreign UCIs
- ETFs, Trackers, Warrants
- European and international bonds (government and corporate bonds, fixed and variable rates, in euros and foreign currencies)
- Structured Investment Products & Derivatives
- The Forex & Commodities market
- The Precious Metals Market
We also offer you the possibility of purchasing listed options or futures, for investment diversification, premium collection strategies or to leverage index strategies.
In direct contact with the markets and the main players, we can provide you at any time with information on the securities you are following, to optimize your order placement strategies.
CASH MANAGEMENT
Term deposit offer :
- Different maturities available
- Attractive rates in euros, dollars or pounds sterling
- Early repayment possible
- Counterparty risk
Direct bond portfolio :
- Corporate and sovereign debt
- Different maturities available
- Diversified business sector
- Limited liquidity risk due to the size of the issue chosen
Fixed-rate structured products :
- Capital guaranteed or protected at maturity
- Different maturities available
- Guaranteed or conditional coupon
- Daily liquidity
- Limited issuer credit risk
Open, liquid cash management :
- Collective and dedicated mutual funds
PRIVATE EQUITY
Private equity involves supporting the development and/or improving the performance of unlisted companies by acquiring significant stakes in their capital.
A long-term investment:
- Decoupled from financial markets
- With a high expected return (IRR)
- Optimized holding strategies (life insurance, PEA, holding companies, etc.)
- Reduced liquidity
- No capital guarantee
We have selected a diversified private equity offering, covering a wide range of investment strategies, sectors and geographical areas.
PRIVATE BANKING LENDING SOLUTIONS
We have expertise in structuring asset-based financing, whether for :
- Refinancing your real estate acquisitions
- Diversify the asset classes making up your wealth
- Maintain your invested financial assets by setting up a cash credit facility
- We are also able to deliver Asset and Liability Guarantees for your business disposals within a short timeframe.
Our short decision-making and execution times, and our ability to handle complex projects, will meet your requirements.
This enables us to issue a credit agreement within a few days.
You can bring your securities deposited in our books as collateral for your commitments. These securities may be supplemented by real estate collateral taken on residential property.
Pure player in wealth management
international wealth management
Strategic epicenter for wealth management in Europe
Sister company
a strategic center in the gulf
Corporate banking
investment solutions